January 24, 2022

All banking office lobbies are open regular hours.

Banking offices with Saturdays hours will remain closed until further notice.


December 24, 2021

Due to an increasing number of positive COVID-19 cases in our area, effective Monday, December 27, our office locations will only be conducting in-person transactions at lobby entrances and drive-thru stations.

We take the health and safety of our clients, staff members, and community very seriously. We will be re-evaluating lobby restrictions each week in the hope of resuming full lobby access as soon as safely possible. You can bank 24/7 using our full suite of online and mobile banking services.


March 22, 2021

All banking office lobbies are open regular hours.

Banking offices with Saturdays hours will remain closed until further notice.



May 15, 2020


On Friday evening, May 15th 2020, the SBA and Treasury Department released the application that borrowers must complete in order to have their PPP loan forgiven. The form includes detailed information about the costs that are eligible for forgiveness and instructions for calculating those costs.

You can access the PPP Loan Forgiveness Instructions HERE.

SBA noted that it will soon issue regulations and additional guidance for borrowers on completing the forgiveness form, please continue to visit the SBA’s website for updates.

We will keep you informed as new information becomes available, however, we strongly advise you to seek counsel from your accountant or tax advisor concerning the specifics of your particular situation.

Our goal is to make sure that all of our customers are fully complying with the provisions of the program and obtaining the maximum benefit from participating in the PPP.

April 2020


Michael Gilfeather and Mike Coulter from Orange Bank & Trust were guests on WTBQ to speak on the Bank’s Paycheck Protection Program (PPP). Listen to the recording here:

March 24, 2020


The COVID-19 pandemic is unfolding minute-by-minute. However, Orange Bank & Trust is in a strong position and as a well-capitalized bank we are always here to support our customers and our communities in prosperous times and in times of crisis as we’ve done for the past 125 years. We are providing a series of relief measures to help our personal and business banking customers mitigate the financial hardships they are facing right now or navigate other challenges that could confront them during this unprecedented time.

– Relief options and solutions for clients:

– Refund of overdraft fees for clients who have been impacted by COVID-19

– Waiving early withdrawal penalties on Time Deposit Accounts

– Increase of ATM withdrawal limits and mobile deposit limits are available upon request

– Waiving transaction fees above the stated limits as defined by regulation on money market and savings  accounts for 90 days

– Waiving of late fees or over limit fees for credit cards and rush orders for cards

– Waiving fees for our business clients to utilize Remote Deposit Capture for 90 days

Orange Bank & Trust’s loan clients are eligible for various types of loan payment assistance. If you are experiencing financial hardship please call our Customer Service Center at (845) 341- 5000 to be connected to one of our lenders to discuss our lending relief options and other forms of assistance available.

We want to remind you that in response to the government recommended social distancing efforts to minimize the growth of the virus, transactions performed at our branches are limited to Drive-Up stations. For branches without Drive–Up capabilities, transactions will be conducted at the front door. All offices will operate under their normally scheduled business hours. Please note, safe deposit box access and assistance for those with disabilities will be available through appointment only. To schedule your appointment, please contact your local branch.

Most functions can be performed electronically from your home or office through online banking or our mobile app. These services will enable you to deposit checks, check account balances, view transactions, pay bills, transfer funds as well as send, receive and request money with P2P – and much more. You can also reach our Customer Service Center during regular business hours at (845) 341-5000 for assistance with any of your banking needs.

We also want to remind clients that online scams, phishing and other fraudulent activities are on the rise due to the coronavirus. It’s common for scammers to take advantage of emergency situations and vulnerabilities. Therefore, the Federal Trade Commission (FTC) offers valuable tips on how you can avoid being a victim of these scams:

I want to personally assure you that we will always remain available to our clients and will continue to operate with full capability despite having to potentially modify our method of delivery during this pandemic. For further information from Orange Bank & Trust regarding the COVID-19 pandemic and to find links to our other banking options, please visit us at

Let Us Contact You

Orange Bank and Trust has a heritage and tradition of community banking for over 129 years. Our local bankers are at your service for all your financial needs whether you’re running a business or a family.

Meet with us to learn more

Find a Branch Near You

Let us Contact You

An Orange Bank & Trust Banker will be in touch with you

Contact Me
* Indicates Required
I am interested in (check all that apply)
Preferred method of contact