HOME EQUITY LOANS

Let your home’s equity work for you. We make our home equity loan approvals fast, fairly — and locally.

We’ll lend you money on your home for almost anything you want:

  • Home repairs
  • Home improvements
  • Major purchases (even autos)
  • Vacation
  • Taxes
  • Tuition
  • Debt consolidation

Two Types of Home Equity Loans:

FIXED-RATE HOME EQUITY LOAN

Borrow a specific amount of money against the equity in your home. You get all the loan up-front. Your rate stays the same even if the prime rate goes up.

VARIABLE RATE HOME EQUITY LINE OF CREDIT

Line of credit you can use whenever you need it, up to your credit limit. To access your line of credit, you simply write a check.


View Mortgage Fee Schedule Here

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Orange Bank and Trust has a heritage and tradition of community banking for over 125 years. Our local bankers are at your service for all your financial needs whether you’re running a business or a family.

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