MORTGAGES
Whichever color house you´re buying or refinancing, you´ll find a great mortgage at Orange Bank & Trust Company.
FIXED-RATE MORTGAGES FOR 1 TO 4 FAMILY HOMES (OWNER OCCUPIED)
- Your interest is only part of mortgage costs-always compare to our closing costs.
- Current low rates may make this the best time for you to buy or refinance.
A BIG FAMILY NEEDS A BIG HOUSE AND A JUMBO MORTGAGE
- For home financing over $417,000
- A wide range of loan terms
- Fixed mortgage rates with no points
- Free loan prequalification
- A personal Regular Checking Account with no monthly fee
- A Safe Deposit Box with no annual fee, when available
RESIDENTIAL MORTGAGE RATES FOR THE PERIOD
1/26/2022 THROUGH 2/1/2022
- Rates include Jumbo Mortgages and are subject to change at any time.
Explore monthly mortgage payments with our Loan Calculator.
VIEW MORTGAGE FEE SCHEDULE
Mortgage Rates
| Term |
APR** |
Interest Rate* |
Monthly Payments Per $1,000*** |
Points |
| 10 Year Fixed |
3.021% |
3.000% |
$9.66 |
0 |
| 15 Year Fixed |
3.014% |
3.000% |
$6.91 |
0 |
| 20 Year Fixed |
3.136% |
3.125% |
$5.61 |
0 |
Rates Shown include Jumbo Mortgages.
*Rates are subject to change anytime.
**APR is the annual percentage rate. It represents the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on a loan amount of $120,000, stated interest rates and life of loan fees only. It does not take into account other loan specific finance charges you may be required to pay such as prepaid interest.
***Monthly payments per $1,000 shown above includes principle and interest and does not include taxes and insurance, actual payment amount may be greater. Mortgage interest rates shown are for one to four-family owner-occupied primary residences with a loan to value of 80.00% or less.
