Hudson Valley Investment Advisors, Inc. Chief Investment Officer & CEO Gustave J. Scacco

Our edge is experience. Every decision is made with our clients’ best interests in mind and our disciplined, conservative investment strategies are valued highly among individuals, families, and businesses.

We provide expert guidance to assist you in shaping your financial future and reaching your goals through Hudson Valley Investment Advisors, a Registered Investment Advisor, and an affiliate of Orange Bank & Trust. Our customized, investment portfolio services are competitively priced and offered with a personalized approach to our roster of clients, including:

  • Individuals
  • Pension Funds & Profit Sharing Plans
  • Foundations & Endowments
  • Charitable Organizations
  • Individual Retirement Accounts
  • Trusts & Estates


How do we get results? We develop an investment plan for each client based on realistic long-term goals. Our clients benefit from high-quality strategies, diversified portfolios, and a patient, disciplined, conservative approach.


Successful investment strategies are a team effort. Working with our clients, we identify the resources that can best achieve the goal. That kind of personal service is rare today, and that’s why our clients value it so highly.


While you must adhere to contribution limits, the source of SEP contributions can be from any business cash supply, including current income, savings, or loan proceeds.

Options to fund your SEP include:

Lump-sum or periodic contributions
Transfers from any of your eligible investment accounts
A low-interest term loan with a one-year clean-up feature in order to maintain your business cash flow.
Our lending professionals work hand-in-hand with the retirement plan representatives to deliver a seamless loan process for SEP funding purposes.

Investment options for your SEP include a wide range of mutual funds*, stocks*, bonds*, EFTs* or FDIC insured CDs.

You can count on strong experience from our team! To explore your investment growth possibilities, use our Investment Calculators.


1. Registration with the SEC should not be construed as an endorsement of the Adviser’s investment skill or acumen.

2. Past performance is not indicative of any specific investment or future results. Views regarding the economy, securities markets, or other specialized areas, like all predictors of future events, cannot be guaranteed to be accurate and may result in economic loss to the investor.

*Trusts, securities, and insurance products are not FDIC insured or insured by any Federal Government entity. Not bank guaranteed. Not a deposit. May lose value.

Before investing, consider your investment objectives, risks, charges, and expenses. Contact a Professional in the Trust and Investment Division for the appropriate prospectus or relevant information. Read it carefully.

Let Us Contact You

Orange Bank and Trust has a heritage and tradition of community banking for over 129 years. Our local bankers are at your service for all your financial needs whether you’re running a business or a family.

Meet with us to learn more

Find a Branch Near You

Let us Contact You

An Orange Bank & Trust Banker will be in touch with you

Contact Me
* Indicates Required
I am interested in (check all that apply)
Preferred method of contact